From booking an opulent, royal venue to hiring the services of best photographers and caterers in town, weddings demand attention to detail and ample finance. However, if you’re currently planning the wedding of your dreams, you’ll be quick to point out that while many expenses can be taken care of in advance, several others crop up as the D-day approaches and hence, you need a budget that is flexible.
Savings and investments are generally the major sources of funding when it comes to a wedding, but to obtain flexible financial aid, you can opt for Bajaj Finserv Flexi Personal Loan.
To understand the benefits of doing so, consider how you can use a Flexi personal loan to fund the big and small aspects of a wedding.
Add extravagance to your D-day with an accessible, large sanction
Bajaj Finserv offers Flexi Marriage Loans of up to Rs.25 lakh, allowing you to go from the ordinary to the extraordinary without hassles. You can undertake tasks such as booking a majestic venue, purchasing designer outfits, buying expensive jewellery or hiring the best photographers with ease. Further, the loan is a collateral-free offering and owing to the simple personal loan eligibility criteria, you can enjoy financial prowess without any hurdles.
You can apply for a Flexi loan if you are:
- Between 25 and 55 years of age
- A salaried employee working at an MNC, private or public company
- A residing citizen of India
In terms of documentation, simply submit:
- KYC documents
- Employee ID card
- Salary account bank statements (of the last 3 months)
- Salary slips (of the last 2 months)
Address unforeseen expenses as and when they arise
Weddings tend to bring along umpteen unforeseen expenses, such as an advance requested by your wedding planner at the 11th hour or accommodation costs for last-minute outstation guests. With a Flexi loan, you can adapt your wedding finance solution to your needs as it allows you to withdraw funds from your total sanction as and when you require. You can do so multiple times without filling fresh applications each time or paying additional charges.
Repay affordably with a flexible tenor and competitive interest rate
Unlike a term loan where the loan amount is disbursed to your bank account and interest is charged on the entire sum, with a Flexi personal loan the amount is credited to your loan account and interest is charged only on what you withdraw from it. Further, since interest is charged at the end of the day, as per the amount utilised, Flexi personal loans allow you to borrow efficiently and not in excess. Once you borrow, you can split the EMIs over a tenor stretching up to 60 months. Similarly, since Bajaj Finserv prioritises transparency, you can request a detailed breakup of the Flexi loan charges to plan for repayment with precision.
Avail wedding finance through an effortless application process
To apply for a Flexi loan, all you need to do is follow these 3 simple steps:
- Visit the official website and fill out an online loan application with basic details
- Submit the form with the required tenor and loan amount to get instant approval
- Await a call from a Bajaj Finserv representative who will get in touch with you to collect the necessary documents
On verifying your application and documents the loan amount will be credited to your loan account. You can then transfer the amount of wedding finance you require to your bank account. Such transfers are completed within 2 hours. What’s more, you can also give a missed call on 9211175555 or SMS “SOL” to 9773633633 if you’re unsure of how to apply for a personal loan or want to know more about how the Flexi Loan works.
Execute wedding plans without any delay courtesy of swift wedding finance
Bajaj Finserv provides quick financing and you can get your loan application approved within 5 minutes. Further, you can even benefit from same-day disbursals so long as your documentation is error-free. These features are extremely important in the context of wedding planning where everything becomes time-sensitive and delayed finance equates to missed opportunities.
Further, you can manage your loan online via your laptop or phone with Xperia, an online customer portal. It allows you to access your loan account, check your interest payments, withdraw and part-prepay funds conveniently, at any time.
Now that you know how a Flexi personal loan can fund weddings, to enjoy instant wedding finance, remember to check your pre-approved offer from Bajaj Finserv. On sharing basic details, you can find out the customised loan deal for you and hence, can get your wedding preparations underway without any delay!